Maximizing Your Savings Rate
Today, we will focus on a key driver of Financial Independence – your ‘Savings Rate’.
ESTATE PLANNING
Estate planning means working out how you’d like your assets to be managed and passed on after your death.
The Amazing Power of Geoarbitrage!
Geoarbitrage is the practice of taking advantage of lower costs of living in different parts of the country or even the world.
A Blank Canvas and Your Financial Palette!
As the clock strikes midnight, a symbolic transition takes place - the old year bids farewell, making way for the untrodden paths of the new.
The Red Car Theory - Recognizing Opportunities!
Have you ever noticed that when you are not actively looking for something, it seems to elude you, but the moment you start paying attention, it suddenly appears everywhere?
Unleash Your Investing Superpower With INDEX FUNDS!
Investing in the stock market can feel like an overwhelming endeavor, but there is a powerful tool at your disposal that can help you achieve your financial goals with simplicity and efficiency: INDEX FUNDS.
Interest rates are rising, is it better to save or invest?
Let us addresses a question I have been frequently asked lately: “Is it better to save rather than invest, especially now that interest rates are high?
Financial Independence, Retire Early - FIRE
Have you heard about the FIRE movement? It's an acronym for Financial Independence Retire Early; a lifestyle movement gaining traction among individuals who aspire to break free from the traditional notion of retirement.
The Pareto Principle
The Pareto Principle, also known as the 80/20 rule is a concept that states that: “In many situations, approximately 80% of the effects or results come from 20% of the causes or inputs.
Artificial Intelligence and Money: ChatGPT!
Today, I will be addressing a topic I find very intriguing.
The Law of Saving
The Law of Saving states that: “Financial freedom comes to people who save 10 percent or more of their income throughout their lifetime.
Earning More Money
With bills climbing and costs soaring daily, the time has never been right to discuss the subject of ‘Earning More Money”.
Learn More To Earn More!
I cannot tell you how many times in my personal life I have run short on funds.
What Are Your Money Values?
Growing up, money was a scarce resource in our humble household.
KAIZEN - Culture of Continuous Improvement!
Kaizen is a Japanese business philosophy that focuses on small incremental continuous improvements.
Financial Planning
A financial plan seeks to identify our financial goals, prioritise them, and then outline the exact steps that we need to take to achieve those goals.
Spending Shocks
‘Spending Shocks’ is subject area that is very important and also very relevant in the current season of rising prices.
Rising Interest Rates
It has been a challenging couple of weeks for the economy.
Recession-Proof Your Finances
In these uncertain times, it is more important than ever to make sure your finances are in order.
Millionaires Are Made In A Bear Market!
There is so much going on in the world right now with the economic downturn and cost of living crisis.
IMPROVING YOUR FINANCES
Here are five money management tips that will help yu improve your finances.
DON'T SELF-REJECT!
I recently came across a powerful tweet by @shl on Twitter.
NEVER GIVE UP!
A friend recently shared a story about the Chinese bamboo tree with me.
FINANCIAL RESILIENCE
In everyday language, resiliency is the ability to carry on despite life’s challenges and setbacks.
TRUST THE PROCESS
From a personal finance perspective, trusting the process means truly believing that the end result of your financial goal will be worth all the struggles that you have to face throughout the process of getting there.
INFLATION... INFLATION... INFLATION!
Inflation is here! In case you are not familiar with this nine-letter word, it's an economic term describing the sustained increase in prices of goods and services within a period.
Love Yourself Unapologetically
“Loving yourself isn’t vanity. It’s sanity.” - Katrina Mayer. Self-love was perhaps the biggest cliché of 2021, right up there with gratitude and positivity.
THE POWER OF MOMENTUM
In Physics, momentum describes the relationship between speed, mass and direction.
Where does all my money go?
Do you look at your account at the end of the month and think ‘Where in the world did all my money go?
Back Yourself
Today, I will be sharing two words that have kept me going strong this year.
PROCRASTINATION!
“Procrastination is the thief of time”. Have you heard this phrase before?
Borrowing Money
It’s better to pay for unexpected expenses with your emergency fund than to borrow money.
Time Waits For No One
One key difference between those that consistently experience financial success and those who don't is this thing called time management.
Ways To Make Money!
“If you don't find a way to make money while you sleep, you will work until you die.
Asset Classes
If you ask people what’s the most complicated part of managing their finances, many (if not most) will tell you it’s investing.
Levels of Investors
I’m on a mission this year to encourage everyone that crosses my path to invest.
Intentionality
Today is uniquely special, it’s the first day of spring (1st of March).
5 Tips For Financial Success In 2021
No matter what your goals are for this year 2021, there are some fundamental basics that can be followed for a successful year financially.
Simple Rules To Multiply Your Money!
I’m currently writing my 9th book. This one is all about ‘INVESTING’ – so exciting!
Think Big, Dream Big, Believe Big ... Now!
Happy New Year! The beginning of a new year is always a time of reflection.
Unstoppable Courage
Many people believe that courage is something you’re born with. And yes, there are some people who are born braver than others.
The Financial Planning Pyramid
Financial planning is a comprehensive ongoing process which encompasses your current finances, your financial goals and the strategies you’ve set to achieve those goals.
Write The Vision Down
I recently looked at a vision board I made for myself in 2017 and I marvelled at the awesomeness of the power of visioning.
Progress Over Perfection
When you’re trying to get your financial life in order, there’s no room for perfectionism.
Creating Passive Income
Passive income is money that flows into your pocket while you are sleeping.
Financial Success is Achievable
At some point in my life, I was saddled with so much debt – car repayment, credit card debt, you name it.
The Journey To Financial Freedom
Life is a journey filled with lessons, heartaches, joys, and special moments that will ultimately lead us to our destination, our purpose in life.
Times and Seasons
We have four seasons which come and go - spring, summer, autumn and winter.
REPAY DEBT OR INVEST?
Let’s tackle the classic question: ‘REPAY DEBT OR INVEST?’ In case you haven’t heard this question before, here’s the background: One school of thought believes repaying your debt should be your top priority, no matter what.
Inconsistent Income! How do I budget?
Imagine doing a monthly budget without knowing how much you will earn, when you will get paid, and how much you will make the following month.
RECOVERING FROM FINANCIAL MISTAKES
Whether you got a late start on saving for retirement or you racked up credit card debt, or invested wrongly, you’re not alone in making some ill-advised financial decisions.
Gratitude
Gratitude for what you already have is one crucial element missing in most people’s lives.
We Will Get Through This
This is a message of hope to reassure you that WE WILL GET THROUGH THIS!